Becoming a member of CrossRoads Community Federal Credit Union is simple.
If you live, work, worship, volunteer, or go to school in Amherst, Blasdell, Buffalo, Cheektowaga, Clarence, Depew, East Aurora, Elma, Grand Island, Hamburg, Kenmore, Lackawanna, Lancaster, Orchard Park, Tonawanda, West Seneca, and Williamsville, New York or you have an immediate family member who belongs to CrossRoads Community Federal Credit Union, you are eligible to join.

To join, simply bring at least $25 to either of our locations to start a savings account.
You’ll also need two forms of identification – including one with a photo.

Start reaping the benefits of belonging to one of the largest credit union based in Western New York:


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you:
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Company and Group Benefit Information
• No cost or financial risk
• Enhance your benefits package
• No administrative burden

In today's competitive marketplace, it is more important than ever to provide your employees with a comprehensive benefits package at the lowest possible cost. That's why over 95 of Western New York's most respected companies have chosen to offer CrossRoads Community Federal Credit Union membership as part of their employee benefits package.

As a full-service not-for-profit financial institution, our profits are returned to our members in the form of lower interest rates on loans, competitive dividends on savings and lower fees.

Offering CrossRoads Community Federal Credit Union membership as an employee benefit makes sense for your employees - and your bottom line.

When you offer credit union membership to your employees, it is at no-cost to you, the employer, and it can prove invaluable to your employees and their family members. Best of all, we make it easy to bring this value-added-benefit to your employees so they can take advantage of member privileges that normally would not be made available to them.

CrossRoads Community Federal Credit Union has a 70-year track record of providing members with quality financial products and superior service. What truly distinguishes us from other institutions is our unwavering commitment to service - and your employees will benefit from that commitment. To find out more today simply contact us at 716-896-8084 or

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